Retirement Planning

SG Financial works with clients in the accumulation phase and those already enjoying retirement. During the accumulation phase, SGFA can analyze your income, expenses and current assets to set goals for retirement dates, retirement budgets and other goals and objectives. We run multiple "what if" scenarios for clients to assess the implications of possible client actions (e.g. purchasing a second home, working part-time during retirement, etc.). These projections can be updated when clients objectives, risk tolerance or external conditions change and are a great tool to measure the progress of achieving client goals. Once reaching retirement, planning may change but the need is not eliminated. SG Financial helps devise social security maximization strategies and withdrawal optimization strategies from all assets.